Terms of Service

Last Updated: January 30, 2026

Welcome to MontPro. These Terms of Service ("Terms") constitute a binding legal agreement between you and MontPro ("we," "us," "our"). By accessing our financial operating system, you agree to be bound by these Terms.

1. The Service (SaaS vs. Advisory)

MontPro is a Technology Platform: We provide software that aggregates, visualizes, and analyzes financial data. We are not a public accounting firm, a registered investment advisor, or a tax professional.
Not Financial Advice: The insights, "Health Scores," and projections generated by MontPro are for informational purposes only.
Separation of Services: If you engage Ardhi Pradhana or AAP Group for fractional CFO services, that relationship is governed by a separate Consulting Agreement, not these SaaS Terms.

2. Account Security & Google Auth

We use Google OAuth for secure authentication. You are responsible for maintaining the security of your Google account. Notify us immediately of any unauthorized access.

3. AI & Beta Features

AI Disclaimer

Our "AI CFO" and automated auditing agents use Large Language Models (LLMs). AI can occasionally generate incorrect data. Always verify AI-generated financial insights against your source documents before making capital allocation decisions.

4. User Data & Ownership

You own your data. You retain all rights to the financial data you import into MontPro. By using the Service, you grant us a license to process, store, and analyze this data solely for the purpose of providing the Service to you.

5. Limitation of Liability

To the maximum extent permitted by law, MontPro and AAP Group shall not be liable for any indirect, incidental, special, or consequential damages. Our total liability for any claim shall not exceed the amount you paid us in the past 12 months.

6. Termination

We reserve the right to suspend or terminate your access at our sole discretion for conduct that violates these Terms.

7. Contact

For legal inquiries: support@aapgrp.com